Welcome to Philtechs. By accessing or using our website and services, you agree to comply with the following Terms of Service. Please read them carefully before using the platform.

Philtechs provides online educational content for personal and professional development. When you create an account or enroll in a course, you agree to provide accurate information and maintain the confidentiality of your login credentials. You are responsible for all activity that occurs under your account. All course materials, content, and visual elements on Philtechs are protected by copyright and intellectual property laws. You may not reproduce, share, resell, or redistribute any part of the content without prior written permission. Courses are licensed for individual use only unless stated otherwise. We reserve the right to modify or discontinue any course, feature, or part of the platform without prior notice. While we strive to ensure the accuracy of all content, we do not guarantee that all materials will be completely error-free or up-to-date at all times. Payments made through the platform are processed securely via third-party providers. By purchasing a course, you agree to the pricing, billing, and refund policies applicable at the time of purchase. If you believe a transaction was made in error, please contact our support team for assistance. Philtechs may contain links to third-party websites. We are not responsible for the content or practices of those external sites. Your use of third-party services is subject to their own terms and policies. We reserve the right to suspend or terminate any account that violates these Terms or engages in misuse, abuse, or fraudulent activity on the platform. In such cases, access to purchased courses may also be revoked. By using Philtechs, you agree to these Terms and any future updates. We may update this policy from time to time, and changes will be effective immediately upon posting.
For questions about these Terms, you can reach us at edu-support@philtechs.org.